Too often, we give in to temptation and order and buy far too much. If you find yourself in a situation where you’ve spent too much, or you have more money coming in, don’t worry, you are not alone. There are many in your situation out there, and there are many things you can do to ease the situation, some more simple than others.
Read on for what to do if you’ve spent too much.
Send It Back
If you’ve ordered far too much during Black Friday, I’m afraid that you’re going to have to get tough with yourself and send most of it back. You probably have ordered a few sizes or colours of a certain item, so you’ll get a lot of you money back this way. Think about what you have bought, and think, do you really NEED it? If not, then you know what to do. Send it back!
Turn a profit
If you need money quickly, look around at what you have. Maybe you have loads of clothes that you never wear, or that you can’t return, or anything else that you think might sell well. Set up an account on the likes of eBay or Depop and get selling! Not only will you start to see your finances flourish, but you’ll also help declutter your living space.
Ask For Help
There is no shame in admitting that you’re struggling, we have all struggled with something at least once in our lives. Your uni wellbeing service may be able to offer advice and supports. Many universities also offer emergency loans for those who need them.
Charities are also a good place to look for help and advice, two that you could try include Citizens Advice, and StepChange, who both offer free and confidential advice when it comes to dealing with debt. If they cannot help you, they are likely to point you to others who could help.
Whether you’ve just spent a bit too much on online shopping, or that your money worries are far greater, it is important to remember that there is help out there. See what you can do if you’ve spent too much and seek advice if you need that extra bit of help.